Temple Owls vs Navy Midshipmen Prediction, Picks & Odds — Nov 7

Sat, Nov 7, 3:30 PM ET · Navy-Marine Corps Memorial Stadium · NCAAF

Open the game card for live odds, every market and the full prediction.

Temple Owls at Navy Midshipmen is on Saturday, November 7, 2026, at Navy-Marine Corps Memorial Stadium. Averaged over the outcomes the betting lines imply, the projected score is Temple Owls 23, Navy Midshipmen 32. That is an average, not a pick.

The story

Both teams have won 2 of their 8 games this season, losing the last three.

Matchups to watch

• Weakness against weakness through the air. The Temple Owls averaged 176.6 passing yards per game this season, the 16th fewest of 138 FBS teams, and the Navy Midshipmen allowed 251.6 passing yards per game, the 18th most.
• Mismatch on the ground. The Navy Midshipmen averaged 295.8 rushing yards per game this season, the 3rd most of 138 FBS teams, and the Temple Owls allowed 172.9 rushing yards per game, the 32nd most.

Moneyline

The betting market, with the margin removed, gives Navy Midshipmen a 72.5% chance to beat Temple Owls. AiQ's moneyline pick is the side the consensus favors. The best price, -275 at FanDuel, is priced below the fair price of -264 (−1.1% value).

Total

The betting market, with the margin removed, puts the over 54.5 points at 50.0% and the under at 50.0%. That is near a coin flip, and AiQ's read is the market's own, so AiQ has no edge on the total. AiQ's projected total, 55.2 points, sits on the 54.5 line.

Spread

The betting market, with the margin removed, gives Temple Owls +7.5 a 52.1% chance to cover and Navy Midshipmen -7.5 47.9%. That is near a coin flip, and AiQ's read is the market's own, so AiQ has no edge on the spread.