South Florida Bulls defeat Army Black Knights 28-24: Recap, Betting Results & AiQ Picks

Sat, Sep 12, 2026 · NCAAF · South Florida Bulls 28, Army Black Knights 24

South Florida defeated Army 28–24 on Saturday at Michie Stadium, covering the +3.5 spread as an underdog and the game went over the 45.5 total to 52 combined points.

South Florida Bulls vs. Army Black Knights final score and game recap

South Florida scored first, taking a 7-0 lead after one quarter. Army answered with two touchdowns in the second quarter to lead 14-7 at halftime. South Florida then outscored Army 14-10 in the final quarter to secure the 28-24 victory.

Who covered the spread in South Florida Bulls vs. Army Black Knights?

South Florida covered as a +3.5 underdog, winning by four points and beating the line outright. The spread held steady at Army –3.5 from open to close. AiQ's pick of Army –3 at 59% confidence resulted in a loss.

Did South Florida Bulls vs. Army Black Knights go over or under the total?

The game went over, finishing at 52 points against the 45.5 line. The total opened at 46.5 and moved down one point to 45.5. AiQ's over pick at 45.5 with 62% confidence won.

How did AiQ's South Florida Bulls vs. Army Black Knights predictions do?

AiQ finished 2–3 on the game:

AiQ correctly identified the over but missed both the moneyline and spread. The model's pregame expected value for the Army moneyline was –3.7% at –166, indicating the favorite was overpriced relative to AiQ's calibrated estimate of 60% win probability.

South Florida Bulls vs. Army Black Knights player prop results

AiQ went 1–1 on player props, netting –$55.56 on $100 per pick:

South Florida Bulls vs. Army Black Knights odds: sportsbook value and line movement

The moneyline was South Florida at +141 and Army at –169, implying a 40% win probability for the Bulls and 60% for Army after vig removal. The bookmaker's margin sat at 4.3%. South Florida's +141 paid $141 on a $100 wager. The market correctly priced Army as the favorite, but the Bulls' upset win proved the implied probability off.

South Florida sits 2–0 overall with a 1–0 home record and 1–0 away/neutral. The Bulls are 1–1 against the spread in two games with recorded spreads and split their over/under results at 1–1. They are on a two-game winning streak.

Army is 1–1 overall and 1–1 at home. The Black Knights are 0–1 against the spread in their single game with a recorded spread and 1–0 on the over/under in that appearance. Both teams have played only two games; trends should be viewed cautiously.

What's next for South Florida Bulls and Army Black Knights?

South Florida hosts Delaware State Hornets on Saturday, September 19. Army travels to face Temple Owls on Friday, September 25.